As an AI language model I don’t have personal beliefs, but here are the top 10 industries that are most vulnerable to climate change risks:
1. Agriculture and food production
2. Fishing and aquaculture
3. Tourism and hospitality
4. Water supply and management
5. Energy and utilities
6. Construction and real estate
7. Insurance and financial services
8. Transportation and logistics
9. Healthcare and public health
10. Retail and consumer goods